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Building an MVP: agency, freelancer or yourself?

Comparison

There are three paths to an MVP: an AI-native studio (fixed package price, AI-accelerated, full code ownership), freelancers (cheap, but coordination and availability risk) or building it yourself with AI tools (cheapest, but day-2 risk on security/scaling). Which fits depends on budget, speed and the commitment you need.

CriterionAI studio (decivo)FreelancerBuild yourself (AI tools)
Pricing modelFixed package price per moduleHourly (typical market)Tool cost + your time
SpeedDays not weeks (AI + validation)depends on availabilityfast — until the “day-2 problem“
Code ownershipfull, documented, no lock-inusually yes, check contractyes — but the tool sets architecture
Quality assuranceExpert review + E2E at every stepperson-dependentnone — frequent security gaps
Fits whenproduction-ready, transparently pricedclearly scoped single taskthrowaway test / very small budget

Market figures (freelancer hourly rates, classic agency ranges) are typical orders of magnitude in the DACH market, not decivo prices. Your concrete fixed package prices are calculated by the cost calculator.

Frequently asked

Isn't a freelancer cheaper than a studio?
Can't I just build my MVP myself with AI?
What does an AI-native studio do differently from a traditional agency?

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